How to Hire a Contractor

Updated 2026

Hiring the right contractor is the single most important decision you will make on any home improvement project. A great contractor delivers quality work on time and on budget. A bad one can cost you thousands in repairs, delays, and legal headaches. Here is how to get it right.

Step 1: Define your project scope clearly before contacting any contractors. Write down exactly what work you need done, what materials you prefer, and what your budget range is. The more specific you are, the more accurate your quotes will be.

Step 2: Get at least 3 quotes from different contractors. Never hire the first contractor you talk to. Compare not just price, but scope of work, timeline, warranty terms, and communication quality. The cheapest quote is often not the best value.

Step 3: Verify licenses and insurance. Every contractor you consider should have a valid state license and carry both general liability insurance and workers compensation. Ask for proof and verify independently through your state licensing board.

Step 4: Check references and reviews. Ask each contractor for 3-5 references from recent projects similar to yours. Call them. Also check online reviews, but weight recent reviews more heavily than old ones.

Step 5: Get everything in writing. Your contract should include the full scope of work, materials to be used, total cost and payment schedule, start and completion dates, warranty terms, and change order procedures. Never agree to pay more than 10-15% upfront.