Contractor License Requirements in Florida
Last updated: 2026 -- Verify all requirements with the Florida Department of Business and Professional Regulation (DBPR) before beginning the licensing process.
Overview
Florida requires contractor licensing for construction work. The licensing process is overseen by the Florida Department of Business and Professional Regulation (DBPR). Florida has both state-certified and county-registered contractor licenses. Certified licenses are valid statewide, while registered licenses are valid only in the issuing county. Financial responsibility must be demonstrated through net worth or credit. Florida aggressively enforces unlicensed contracting laws with criminal penalties.
License Types Available in Florida
Licensing Requirements
Surety Bond
Florida does not require a surety bond for general contractor licensing at the state level. Some local jurisdictions may have their own bonding requirements.
General Liability Insurance
General liability insurance is mandatory for licensed contractors in Florida. Minimum coverage amounts are set by the state licensing board. Workers' compensation insurance is also typically required if the contractor has employees.
Licensing Exam
Contractor applicants in Florida must pass a licensing examination. The exam typically covers building codes, safety regulations, business law, and trade-specific knowledge. Study materials are usually available through the licensing board or approved exam prep providers.
How to Verify a Contractor's License in Florida
Important
Never hire a contractor who cannot provide a valid license number. A legitimate contractor will have no hesitation sharing their license credentials for you to verify independently. If a contractor refuses, discourages you from checking, or makes excuses, treat that as a serious red flag.
Department of Business and Professional Regulation (DBPR)
Search by: License number, Licensee name, Business name, County
Trade-Specific Licensing Boards
Follow these steps to verify a contractor's license in Florida:
- 1Visit MyFloridaLicense.comGo to the official Florida DBPR license verification page at myfloridalicense.com. This is the centralized system for verifying all contractor licenses issued in Florida.
- 2Enter the contractor's license number or nameSearch by license number for the most precise results. You can also search by the contractor's name, business name, or county. Select the appropriate license type from the dropdown if searching by name.
- 3Distinguish between Certified and Registered licensesFlorida issues two types of contractor licenses. A "Certified" license is valid statewide. A "Registered" license is only valid in the county that issued it. Make sure the license covers your project location.
- 4Check the license status and classificationThe status must show "Current, Active." Verify the license classification -- a Certified Building Contractor cannot do the same work as a Certified General Contractor. The classification determines the scope of work allowed.
- 5Review disciplinary actions and complaintsClick through to see if any disciplinary actions, fines, or administrative complaints have been filed. Florida tracks enforcement actions publicly. Multiple actions or a license suspension are red flags.
What to Look for in Verification Results
- Status must show "Current, Active" -- not Delinquent, Suspended, or Revoked
- Confirm the license is Certified (statewide) or Registered (county-specific) for your location
- License classification must authorize the specific type of work you need
- Check the "Primary Qualifying Agent" -- this is the person legally responsible
- Review any administrative complaints or disciplinary actions
- Verify the business address and contact information match what the contractor gave you
Common License Types and Applicable Trades in Florida
Different types of construction work require different licenses in Florida. Here is a breakdown of the most common license types and which trades they apply to:
Certified General Contractor (CGC)
Authorizes construction of any structure, including commercial buildings. Valid statewide. The broadest contractor license in Florida.
Certified Building Contractor (CBC)
Authorizes construction of commercial buildings up to three stories and any residential building. Valid statewide.
Certified Residential Contractor (CRC)
Authorizes construction of single-family homes, duplexes, and buildings up to four residential units.
Certified Roofing Contractor (CCC)
Required for all roofing work in Florida. Storm damage repair is a major component of roofing work in the state.
Certified Electrical Contractor (EC)
Required for all electrical installations, alterations, and repairs in Florida.
Certified Plumbing Contractor (CF)
Required for plumbing installations, alterations, and repairs throughout the state.
Certified Pool/Spa Contractor (CPC)
Required for construction, repair, and servicing of swimming pools and spas.
What Happens If You Hire an Unlicensed Contractor in Florida
Hiring an unlicensed contractor in Florida carries significant risks for both the homeowner and the contractor:
- No consumer protections: State recovery funds and guaranty programs typically only cover work performed by licensed contractors.
- Insurance issues: Your homeowner's insurance may deny claims related to work done by an unlicensed contractor.
- Permit problems: Building permits often require a valid contractor license. Work done without permits can create issues when selling your property.
- Quality concerns: Licensed contractors have demonstrated minimum competency through exams, experience requirements, or both.
- Legal liability: Homeowners may bear greater legal responsibility for injuries or property damage caused during unlicensed work.
- Penalties: In Florida, unlicensed contracting can result in fines and criminal penalties for the contractor, and the homeowner may lose the ability to enforce the contract.
Reciprocity Agreements
Florida does not currently have reciprocal contractor licensing agreements with other states. Contractors licensed in other states must apply for a new Florida license through the standard application process. Some states may credit out-of-state experience toward licensing requirements -- contact the Florida Department of Business and Professional Regulation (DBPR) for details.
Frequently Asked Questions About Florida Contractor Licensing
Do I need a contractor license to work in Florida?
Yes. Florida requires contractors to be licensed for construction work. The license is issued by the Department of Business and Professional Regulation (DBPR). Different license classifications may apply depending on the type and scope of work.
How do I verify a contractor's license in Florida?
Visit the Department of Business and Professional Regulation (DBPR) license lookup tool at https://www.myfloridalicense.com/wl11.asp?mode=0&SID=. You can search by license number, licensee name, business name, county. The results will show the license status, classification, and any disciplinary history. You can also call the board at (850) 487-1395 for assistance.
What exams are required for a Florida contractor license?
Florida requires contractors to pass a licensing examination administered through the Department of Business and Professional Regulation (DBPR). The exam typically covers building codes, safety regulations, and business law. Some specialty classifications require additional trade-specific exams. Contact the board at (850) 487-1395 for exam scheduling and study materials.
What are the penalties for unlicensed contracting in Florida?
Unlicensed contracting in Florida can result in significant fines, criminal penalties, and the inability to enforce contracts or file mechanic's liens. Homeowners who hire unlicensed contractors may lose access to state consumer protection funds. You can report unlicensed activity to the Department of Business and Professional Regulation (DBPR).
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